Your credit score is a magical thing. Sure, it's just a number. But wait until you decide to make a major purchase like a car or home. Then your credit score turns into cash: Raising it just a couple of points can save a significant amount of money.
A credit score of 720 may get you an auto loan with an interest rate around 5%. A score of 620 could raise your interest to at least 13%.
A credit score of 720 may get you an auto loan with an interest rate around 5%. A score of 620 could raise your interest to at least 13%.
Fortunately, there are some simple things you can do to give your credit score a boost before you apply for a loan.
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